How We Did It!
About this time last year I began the drugstore game. I ordered the Sunday paper to be delivered to my home and started clipping coupons. I dedicated time every Sunday to clipping and sorting coupons as well as making my list of necessities for the week. While my son napped I ventured out to get all my wonderful drugstore finds. I was spending $5 or less for everyday name-brand necessities! I was hooked! So I used my new found coupon clipping to save money where ever possible.
Another way I saved money was researching all of my insurance policies. I found the best policies I could for homeowners insurance and car insurance while not sacrificing coverage. Every six-months I take a few minutes to find the best policy for the best price often saving hundreds! Just yesterday I saved $250 on a six-month policy by switching companies for our car insurance.
The key to success is saving every penny! Sure it means not going out to eat as often, not buying the new purse you want, or maybe skipping vacation this year but it all pays off in the end! We saved money with couponing, money with changing policies, but we also saved all of our extra income for debt. This doesn't include birthday money or Christmas gifts, but tax returns, bonuses, etc... Twice a year we average a $5,000 bonus from my husband's job. My husband takes $500 to spend as wanted, I take $200, and the rest goes straight to debt! If there is something we NEED, such as a new car because mine could break down at any second, than the extra money went to saving for that item.
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